A comprehensive range of financial services, including personal, business, and agricultural loans, as well as various savings and checking accounts. Members can access home equity loans, mortgages, vehicle loans, and specialized financing for business equipment, commercial real estate, and farm operations. The credit union also offers certificates, credit and debit cards, and investment services to help individuals and businesses manage their finances.

For protection, members can utilize supplemental insurance products like accidental death & dismemberment, debt protection, and guaranteed asset protection, alongside extended auto warranties and general home and auto insurance services. Digital banking options include ATM, ITM, mobile, and online banking, along with ZelleŽ for convenient money transfers.

Committed to community well-being, the credit union supports various causes through the Black Hills FCU Charitable Fund, including an annual school supply drive and classroom financial education programs across South Dakota. Savings are federally insured for at least $250,000 by the National Credit Union Administration.