F&M Bank cares about clients successor success depends on your success. Our Officers and Employees enjoy working at F&M which translates into prompt, personalized service to our clients. Our F&M team has a combined total of 620 years of banking experience. We aim to grow and remain independent, while still being very responsive to the financial needs of our clients and communities.

Although we are a relatively small community bank, we can meet virtually any banking need. We have the flexibility to customize our products and services to meet the needs of our clients.

F&M Bank is here for the long haul. Our approach has always been to grow the bank prudently and to develop relationships that will be of benefit to our clients as well as F&M Bank.

We thank our clients for the confidence and trust in our Bank as well as the referrals they have provided us.