The First National Bank of Monterey is a full-service community bank that has been serving its communities since 1910. It was established to facilitate payments for agricultural grain settlements and provide credit to local farmers and merchants. The bank offers a wide variety of personal banking products, including checking, savings, CDs, IRAs, HSAs, and personal loans, designed to fit diverse lifestyles and financial goals. For businesses and agricultural clients, they provide specialized checking, savings, CDs, IRAs, HSAs, AG loans, and commercial loans. Additionally, the bank offers comprehensive digital banking services, including online and mobile banking, bill pay, e-statements, and mobile deposit, alongside trust and estate services and mortgage lending.