Operates as a locally-run community bank, committed to serving the financial needs of its community members. The bank offers a comprehensive suite of services for personal, small business, and commercial clients. These include various checking and savings accounts, credit cards, and specialized lending products like home equity lines of credit and mortgages. Additionally, Beverly Bank & Trust Company, N.A. provides robust solutions for businesses, encompassing cash management, real estate financing, SBA loans, and a wide array of commercial lending and treasury management services.