As a community-focused, not-for-profit financial institution, the Credit Union offers comprehensive banking products and financial services at 27 branches nationwide and through 24/7 Member resources and amenities. In addition, Members can access their accounts and perform transactions at more than 5,600 shared branch locations and self-service shared branch express terminals, as well as more than 25,000 surcharge-free ATMs, through the CO-OP Shared Branch Network in all 50 states. Together Credit Union is a independent financial institution, owned and operated by its membership, chartered by the state of Missouri and federally-insured by the National Credit Union Administration (NCUA).